With the myriad of KiwiSaver funds available, it can sometimes be confusing as to which fund you should be in for your specific circumstances.

The Commission for Financial Capability has a KiwiSaver Fund finder website that can give you guidance on the KiwiSaver fund that suits your particular situation. Based on how much time you have before you start spending your KiwiSaver money, and your attitude towards risk, the website can direct you into a defensive/conservative fund, a balanced fund, or a growth/aggressive fund.

To find out more, go to www.fundfinder.sorted.org.nz